Earn 100,000 Bonus Points after spending $2,000 in the first 3 months from account opening.
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on utilities
3X total points on select streaming services
3X total points at gas stations
3X total points on dining
Unlock the world of travel with the Chase IHG One Rewards Traveler Card. Earn up to 17 points per dollar at IHG Hotels & Resorts, and 3 points on everyday spending like gas, dining, and bills. Enjoy 2 points on all other purchases. Maximize your rewards and elevate your travel experiences effortlessly.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Trip Cancellation Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Extra Redemption Value
Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
Free Night Certificate
Enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Lost Luggage Insurance
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Upgraded Statuses
As an IHG One Rewards credit cardmember, you are upgraded to IHG One Rewards Silver Elite status for as long as you remain a Traveler cardmember, and as long as your IHG One Rewards membership remains in good standing.
Upgraded Statuses
Earn IHG One Rewards Gold Elite Status after you spend $20,000 on purchases each calendar year.
Luggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Anniversary Bonus
Earn 10,000 bonus points after spending $10,000 on purchases each calendar year.
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