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Southwest Rapid Rewards® Plus
Score Needed: Good to Excellent
Southwest Rapid Rewards® Plus
At a glance
Welcome Offer

Earn 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening.

Limited Time Offer
New Offer
All time high
Rewards

2X points for each dollar spent on local transit and commuting, including rideshare

2X points on select streaming

2X points on select streaming

2X points for each dollar spent on local transit and commuting, including rideshare

1
X
Points on other purchases
Intro APR
N/A
Balance Transfer Intro
N/A
Regular APR
21.49%-28.49% Variable
Annual Fee
$69
Southwest Rapid Rewards® Plus

The Chase Southwest Rapid Rewards® Plus card offers 3,000 anniversary points annually and doubles your points on local transit, commuting, internet, cable, phone services, and select streaming. Enjoy 2 Early Bird Check-In® perks and a 10,000-point boost towards a Companion Pass® every year, making travel more rewarding and seamless.

Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.

Thinking About 2 Cards? If you get approved for one Chase card, try applying for a second on the same day. If your first application is still pending, wait for it to be approved before applying for another.

Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.

Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.

Limit Increase
Credit Inquires
No items found at this time
Chase Bank will usually pull your Experian credit report.
Application Inquires Inquiries for all personal or all business cards on the same day are combined, but personal and business inquiries aren’t mixed.
Welcome Offer Eligibility: Chase might not approve you if you’ve already gotten a welcome bonus on the Chase Ink Cash card for the same business in the last 24 months. But if you do get approved, you’ll still get the bonus. You can still get approved and receive the bonus even if you’ve had a bonus from other Chase Ink cards (like Ink Preferred, Ink Premier, or Ink Unlimited) within 24 months. You can also apply for the same card for a different business, even with the same owner, and get the bonus within 24 months.
Downgrade Options
Getting your card
Rescore your report: To update your balance off-cycle, call 1-888-682-8361. If you pay your balance to zero, Chase will automatically update your report within 48 hours.

When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.

Card Benefits
Card holder benefits
As a card member, you have access to a wide range of benefits that come included with your membership. Take a look.

Credits

Extended Warranty

Lost Luggage Insurance

Purchase Protection

Luggage Delay Insurance

Inflight Savings

Purchase Protection

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Lost Luggage Insurance

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Inflight Savings

Inflight purchases discount

25% back on inflight purchases.

Extended Warranty

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Priority Boarding

EarlyBird Check-In®

2 EarlyBird Check-In® each year

Credits

DoorDash

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

Luggage Delay Insurance

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Credits

10,000 Companion Pass® qualifying points

10,000 Companion Pass® qualifying points boost each year.

Credits

3,000 points

3,000 points every year on your Cardmember anniversary.

Rewards redemption
Redeem your spending bonus
How to Redeem your valuable credits
Cash Redemption
Travel Redemption
Transfer your Southwest Rapid Rewards to any of the following Chase Travel Partners.
Points Transfer Partners
No transfer partners found
Balance transfer Intro Offer
N/A
Balance transfer Fee
Balance transfer Terms
Foreign Transactions
foreign_transaction_fee
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Upgrade Your Wallet!
Southwest Rapid Rewards® Plus Click learn more to see if you qualify

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