60,000 Bonus Miles After You Spend $4,000 On Purchases In The First 3 Months From Account Opening + 500 Premier Qualifying Points (PQP)
United Quest℠
The Chase United Quest℠ Card is a traveler's dream, offering a generous welcome bonus and high mileage earning on United, travel, dining, and streaming. Enjoy $125 in annual United credits, free checked bags, priority boarding, and two United Club passes. Receive travel protections, no foreign transaction fees, and a credit for Global Entry or TSA PreCheck®. Elevate your journeys with these exceptional benefits.
Application Pending? Check your status online at Chase.com/Customer-Center/Check my app status or by calling 1-888-609-7805 or 1-888-338-2586. Sometimes, all they need is a quick verification.
Application Declined? You have 30 days to request reconsideration by calling 1-888-609-7805. If you call the same day you applied, there won’t be another hard credit check. Keep in mind, if it's due to the Chase 5/24 rule, they likely won’t reconsider.
Approval Rules: Chase typically declines if you’ve opened 5 new credit cards in the last 24 months. They usually approve up to 2 Chase cards within 30 days, counting business and personal cards separately. Read more about the Chase 5/24 rule and how to review your report.
The Chase United Quest card can be downgraded to the Chase United Gateway ($0). Just remember, you can only do this after the card has been open for 12 months.
Looking to avoid annual fees? Read: Credit Card Retention Offers: How to Avoid paying the credit card Annual Fees.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Credits
You'll automatically receive up to $125 in statement credits as reimbursement for United purchases charged to your United Quest Card each account anniversary year.
Miscellaneous Benefits
Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Anniversary Bonus
Starting with your first anniversary, you'll get 5,000 miles back in your MileagePlus® account after you take a United® or United Express-operated award flight booked with your miles - up to 2 times every anniversary year.
Global Entry and TSA Pre-check
Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
Trip Delay Insurance
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
Trip Cancellation Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
Hotel Collection
This exceptional group of over 1,000 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember benefits with every stay. Make a reservation through the program using your Chase card to receive the following benefits including daily breakfast for two, a special benefit unique to each property, such as a dining or spa credit, complimentary Wi-Fi, a room upgrade, if available, and early check-in and late checkout, if available. Please visit for more information.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.
Priority Boarding
The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
Upgraded Statuses
The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.
Lost Luggage Insurance
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Free Baggage
The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $35 value for the first checked bag and up to $45 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card. For complete details, please visit .
Extended Warranty
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Extra Redemption Value
Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You'll earn 500 PQP for every $12,000 you spend on purchases with your Quest Card (up to 6,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to the Premier 1K level. Visit for details about earning Premier status.
Credits
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
Luggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Auto CDW Insurance
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Inflight Savings
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Quest Card.
The points can be used at approximately 1 penny per point to book award flights with one of the following United airline partners:
- United Airlines
- Aegean Airlines
- Air Canada
- Air China
- Air India
- Air New Zealand
- All Nippon Airways (ANA)
- Austrian Airlines
- Avianca
- Brussels Airlines
- Copa Airlines
- Croatia Airlines
- EgyptAir
- Ethiopian Airlines
- EVA Air
- LOT Polish Airlines
- Lufthansa
- Scandinavian Airlines (SAS)
- Shenzhen Airlines
- Singapore Airlines
- South African Airways
- Swiss Airlines
- TAP Portugal
- Thai Airways
Why We Like it
For frequent travelers, the Chase United Quest℠ Card offers exceptional benefits:
- Generous Welcome Bonus – Earn a substantial number of United miles after meeting the initial spending requirement.
- High Mileage Earning – Earn up to 3x miles on United purchases, 2x miles on travel, dining, and select streaming services, and 1x mile on all other purchases.
- Annual Travel Credit – Up to $125 in statement credits each year for United purchases.
- Free Checked Bags – First and second checked bags free on United flights.
- Priority Boarding – Early boarding privileges on United flights.
- Anniversary Bonus – Earn 5,000 miles each account anniversary when you book a flight using miles.
- United Club℠ Passes – Two one-time passes each year for United Club lounges.
- Travel and Purchase Protections – Includes trip cancellation/interruption insurance, baggage delay insurance, and purchase protection.
- No Foreign Transaction Fees – Spend abroad without extra charges.
- Global Entry, TSA PreCheck®, or NEXUS Credit – Up to $100 every 4 years for application fees.
With these benefits, the Chase United Quest℠ Card elevates your travel experience and maximizes rewards.
Considerations
Chase United Quest℠ Card
- High Annual Fee: The card has a significant annual fee, but the benefits can outweigh the cost if you use them effectively.
- Limited Lounge Access: Unlike some premium cards, lounge access is not included, which might be a drawback for travelers who prioritize this perk
- Best for Frequent United Flyers: This card is most valuable for those who frequently fly with United Airlines, as many benefits are United-specific.
- Requires Excellent Credit: Approval typically requires excellent credit, so it may not be accessible to everyone.
- High Spending Requirement for Sign-Up Bonus: The spending requirement to earn the sign-up bonus is relatively high, which might be challenging for some.


